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Finance the important things in life.

A Personal Loan from E-Central enables you to address specific financial needs and achieve goals that improve your life. By securing a competitive interest rate, you'll save money on our loans and lines of credit.

Share or Certificate Secured Loans

Borrow against your funds on deposit at a lower rate and reestablish your credit.

  • Use your Savings or Certificates as collateral
  • Fixed-rate loan based on the yield you are earning
  • Continue to earn dividends even while you're borrowing up to 100% of your funds

Personal Line of Credit

Consolidate debt, use as overdraft protection or pay for unexpected expenses.

  • Low, fixed rates
  • Credit lines up to $25,000
  • Earn a discount when you elect auto pay from a Checking Account and Direct Deposit combination.
  • Automatic payment options available

Personal Loans

Borrow a lump sum for any expense.

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